Plastic Surgery Financing in Fort Worth
Plastic Surgery Financing Options at Dr. Polavarapu’s Fort Worth Plastic Surgery Office
When you want to have plastic surgery performed to help you look and feel your best, you may be thinking about how to pay for the procedure. Typically, health insurance companies don’t cover procedures that are not medically necessary although they often cover breast surgery for medically necessary reconstruction purposes. If your insurance company won’t cover your plastic surgery procedure of choice—and you want yours performed by an experienced, board certified, artistic, female plastic surgeon—Dr. Polavarapu offers a wide variety of payment options, ready to meet every patient’s unique needs.
She accepts cash and all major credit cards as well cashier’s checks. She also offers healthcare financing through CareCredit and Cherry Financing. Before we get into the details about the plastic surgery financing that she offers and accepts, though, here are key details about how she prices her services.
Understanding Plastic Surgery Pricing
When breaking down the pricing, it will include the following components:
- Plastic surgeon’s fee: This can vary based upon multiple factors, including the education, training, and certifications of the surgeon (with plastic surgery, quality really matters); the geographical location of the office; average income in the area; and supply and demand factors.
- Anesthesia fee: This can also vary; this time, it’s based upon the anesthesia type and who administers it. Will it be a certified registered nurse anesthetist?
- Facility fee: Besides the costs for the actual space, this category includes costs associated with the facility’s staffing, supplies, and equipment.
Dr. Polavarapu transparently shares the starting costs for standard plastic surgery procedures. Sometimes, though, certain procedures require customized work and are priced accordingly. Examples include liposuction, surgery after weight loss, and thigh lifts. Other times, add-on procedures used to create the most natural looking results can affect the price. Examples include surgical mesh for breast lifts, fat grafting, and capsulectomy (breast scar tissue removal).
With her tummy tuck procedures, she includes liposuction at no additional charge, which most plastic surgeons do not do. If you are in the military, a teacher, or a returning patient, ask about discounts offered. Plus, in all plastic surgery prices, the doctor includes one compression garment that helps patients to cover (at no charge).
Options for Cosmetic Surgery Financing
Dr. Polavarapu offers plastic surgery financing through Cherry. Applying is fast and convenient and, when you apply, there’s no hard credit check conducted. So, if you’re looking for no credit check plastic surgery financing with a high approval rate and flexible payment options, it can make sense to investigate financing through Cherry.
When approved, you can select from a range of monthly repayment plans and, if you qualify, there are 0% APR options available. Once approved, you can immediately use your funds for your plastic surgery financing. To make payments, simply use Cherry’s self-serve patient portal.
In a five-star review of Cherry Financing, Alex says, “Cherry was really easy to use and super fast. I can’t wait to go back and try different services now that I can split my payments!” In Marie’s five-star review, she says, “I used this on Monday and it was great. Low down payment and low monthly. You should all try it.”
Or, perhaps you’d rather be approved for a credit card for plastic surgery procedures. In that case, you can investigate CareCredit Medical Financing. Subject to credit approval, you can use this credit card for cosmetic surgery financing as well as non-surgical beauty treatments and then make flexible and convenient payments—and the card comes with no annual fee.
Just like with Cherry’s no credit check plastic surgery financing, you can see if you prequalify for a CareCredit credit card without your application having an impact on your credit score. Plus, this company periodically makes promotional offers and, if approved for the CareCredit Rewards Mastercard, you can earn points on all of your purchases.
When looking for ways to save money, at your professional consultation, you can ask Dr. Polavarapu if you could combine two procedures, as just one example, to reduce overall plastic surgery costs. Or, if you have the cash at hand for the procedure but aren’t sure if you want to use it for that purpose, you can examine how much you would pay in interest with financing and make your decision that way.
Perhaps you could partially pay for the procedure with your savings and then use plastic surgery financing for the rest; that would reduce the amount you would pay in interest while also preserving some of your cash at hand.
Quality Matters
When you want natural looking results with your plastic surgery procedure (and who wouldn’t?), it’s crucial to choose the right plastic surgeon. So, check their education, experience, and board certifications; the facility where procedures will take place; before and after photos of the procedure you desire; and online reviews.
Dr. Polvarapu performs her procedures at the Texas Health Cleburne Surgical Center (2010 W. Katherine P. Raines Rd. #100 in Cleburne). Located twenty minutes from her office near Bryant Irvin Road on Edwards Ranch, the staff at the surgical center seeks continuous improvements, is committed to excellent patient care and clinical outcomes, and has a 4.9 out of five-stars rating based on 109 Google reviews.
If someone you know had plastic surgery in the area recently, ask them for recommendations. What did they like about the surgeon they used? Was the staff friendly? Was the office atmosphere comfortable?
Creating a Plan for Your Plastic Surgery Financing
First, because no two plastic surgery procedures are exactly alike, it makes sense to first get accurate information about your costs. When you book a professional consultation with Dr. Polavarapu, she’ll listen carefully to your goals and concerns and create a plan for your specific procedure. With that, you’ll get an accurate quote.
You can then use the quote to check with your health insurance company, especially if your surgery is being performed for medically necessary reasons. After doing so, consider the remaining balance (which may or may not be the same as the initial quote).
Then, consider your resources. Do you have (and want to use) cash on hand towards your plastic surgery’s cost? You can also consider getting a personal loan from your financial institution or put the cost on one of your credit cards. As another option, you could apply for a credit card for plastic surgery that’s specifically for your procedure through CareCredit or apply for no credit check plastic surgery financing through Cherry.
Book Your Professional Consultation
As step one, book your consultation online or call the office at 817-615-8576. In the interest of full transparency, Dr. Polavarapu charges a $100 consultation fee, or $200 if you’ve had previous breast surgery—and here’s why. This allows her to take all the necessary time to provide a quality patient experience and to answer all the patient’s questions. Because the patient has already paid for the session, they won’t have to worry about receiving a sales pitch; instead, the focus can be on an in-depth discussion. The plastic surgeon is being fairly compensated while the patient, knowing about the consultation fee, can decide if they’re really ready to proceed.
By choosing Dr. Polavarapu, you’re selecting one of the best plastic surgeons in Fort Worth, recognized as a Top Doctor in 2025 by Fort Worth Magazine. Experienced and board-certified, Dr. Polavarapu brings a highly artistic touch to each of her surgeries and uniquely blends her Harvard training and education with approachable Southern charm. The result: compassionate, personalized, and friendly care.
